Category Archives: Tips and Advice

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Personal Money Management Through Financial Mapping

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When money seems to be slipping away like sand through your fingers, there is a need to step up your personal money management. Personal money management starts but does not end at being able to zoom in to your money’s step by step journey. Traveling alongside your money will bring you to three parts of […]

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Setting Smart Financial Goals

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What would you like your money to do for you this 2020? Your answer will lead you to identify financial goals. Financial goals are targets to hit.  With financial goals, money management falls into place.  Good money management leads to financial freedom.  Financial freedom breeds peace of mind.  Instead of being overwhelmed with the long […]

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Inexpensive and Fun Activities To Do on Christmas Eve

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Do we need to spend a lot to have a merry Christmas Eve? While parties and gatherings highlight Christmas Eve, how to keep guests entertained without overspending is a major consideration. We’ve picked out five cheap activities to do on Christmas Eve that will keep family and friends interacting with each other and on to […]

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Intentional and Budget-wise Holiday Gift-giving

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Consumerism and materialism blur the essential part of holiday gift-giving. The Christian tradition’s wise men, who brought gifts to the newborn Savior, show us how it is to be a satisfied giver. Their joyful hearts that brought gifts worthy for a king might be the holiday gift-giving guide that we need today. It points us […]

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Debt-free Holiday Spree

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Along with the festive mood that jingle bells on silent nights bring is a financial challenge.Wouldn’t it be nice if you can fill your shopping carts and still get a good night’s sleep minus running bills in your head? Possible? Yes. The holiday season may be the best time to recalculate resources because of year-end […]

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The Myth of the Down Payment Barrier

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If you ask someone why they haven’t bought a home instead of renting, most of them say they don’t have the down payment. 20 percent of the average cost of a home in the Inland Empire can be a daunting figure. Many young couples feel it will take them at least 10 years to save […]

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Down Payment Options for Millennials

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If you were born between 1981 and 1996, you’re a part of the generation known as Millennials. And according to recent studies, buying a home is on your mind, but the biggest barrier to achieving this goal is finding the money for a down payment. You’re not alone. 89 percent of Millennials want to buy […]

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Smart Online Research Tools for Home Buyers

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Buying a home can be more complicated than you might think. To make sure you avoid the pitfalls of things like unexpected costs or choosing a house that turns out to be wrong for you, it’s best to work with a realtor who knows the area intimately right from the start. There’s a lot of […]

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Is Technology Killing Real Estate Agents?

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Technology plays a fundamental role in our everyday life, but it has also become a hindrance in human interaction. From children to adults, we often see this lack of human connection just by looking around and seeing people constantly buried in their phones. I have been doing real estate and loans since before internet became […]

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